It’s easy to fall in love with inspiration photos. A chef’s kitchen with a 10-foot island. A spa bathroom with imported tile. Custom millwork everywhere. Heated floors. Built-ins. Statement lighting. But before you commit to a large remodeling project, there’s one question that matters more …

By now, most Long Island homeowners expect winter electric bills to be high. Rates are what they are. There’s one electric company, no real choice, and no way to escape the seasonal spike. You brace for it, pay it, and hope spring comes quickly. What …